Joint Liability Group
Product | Loan Amount | Annualised interest rate on a reducing balance basis | Processing fees | Tenure | Repayment frequency | Purpose | |
Swavlamban | 20,000 to 40,000 | 22.33% p.a | 1 % on Loan amount plus GST as applicable | 12/18/ 24 months | Monthly |
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Suraksha | 21000 to 41000 | ||||||
Sampda | 26000 to 51000 |
Moratorium period of above products is 1 month.
Life Insurance: Currently Pahal has tied up with Kotak Life Insurance which covers its customers and their spouses/nominee under group term life insurance.
*The above product is available as per the Credit Policy and disbursement of the same shall be at the sole discretion of Pahal.