Joint Liability Group

Product Loan Amount Annualised interest rate on a reducing balance basis Processing fees Tenure Repayment frequency Purpose
Swavlamban 20,000 to 40,000 22.33% p.a 1 % on Loan amount plus GST as applicable 12/18/ 24 months Monthly
Small Business, Animal Husbandry, Agriculture, Household, Education, Health, House Repair, Debt repayment, Water & Sanitation etc.
Suraksha 21000 to 41000
Sampda 26000 to 51000

 Moratorium period of above products is 1 month.

Life Insurance: Currently Pahal has tied up with Kotak Life Insurance which covers its customers and their spouses/nominee under group term life insurance.

*The above product is available as per the Credit Policy and disbursement of the same shall be at the sole discretion of Pahal.