Product	Loan Amount	Annualised interest rate on a reducing balance basis	Processing fees	Tenure	Repayment frequency	Purpose
Swavlamban	20,000 to 40,000	22.33% p.a	1 % on Loan amount plus GST as applicable	12/18/ 24 months	Monthly	Small Business, Animal Husbandry, Agriculture, Household, Education, Health, House Repair, Debt repayment, Water & Sanitation etc.
Suraksha	21000 to 41000
Sampda	26000 to 51000

 Moratorium period of above products is 1 month.

Life Insurance: Currently Pahal has tied up with Kotak Life Insurance which covers its customers and their spouses/nominee under group term life insurance.

*The above product is available as per the Credit Policy and disbursement of the same shall be at the sole discretion of Pahal.