Management Teams

Mr. Chintan Desai has more than 25 years of experience in banking and finance sector. He is a fellow member of Institute of Chartered Accountants of India. He has worked with Gujarat Lease Financing Limited (Flagship Company of torrent group), HDFC Limited, SOI Group of Companies (UK) and SAI Consulting Engineers Private Limited. He is associated with Pahal as CFO since 2015 and handling strategic business planning, budgetary control, Equity Capital and Debt Syndication, Treasury Management, Accounting and Taxation.

Mr. Pushkar Parashar has 15 years of experience in financial sector and being an entrepreneur. He has worked with Banks, NBFC, Financial trusts organization, Business Correspondents and other legal development institutions.  He started his career with BFIL and has also worked with Axis Bank heading the government business in state of M.P. He has experience in Financial inclusion, Capital Market, Mobile Banking. He was a part of Vaya Trust where he conceptualized the overall process, IT solutions, products and led the relationship with Bank to start credit led BC operations. He was also part of the team which prepared the proposal for banking license for Small Finance Bank to be submitted to Reserve Bank of India from Vaya. In the last assignment with Vaya Finserv, he was heading the partnerships and business.

Mr. Dharmesh Shah has more than 31 years of experience in the field of banking and finance sector. He was associated with Manesmann Rexroth (India) Limited, HDFC Bank, ING Vysya Bank and before joining Pahal he was working with RBL Bank Limited. He has an experience in Retail branch banking, handling liability portfolio, risk management and retail asset lead generation. He has worked in various geographies such as Karnataka. Gujarat, Maharashtra, Andhra Pradesh, Karnataka, Rajasthan, Madhya Pradesh, Maharashtra, Bihar. Mr. Shah has experience of handling team of more than 150 people in various banks including Cluster Head, Branch Manager, Sr. Branch Manager and other staff.

Mr. Premprakash Patel is having more than 27 years of rich Retail finance experience ranging from P & L Management, Retail loans in Auto, Consumer & Commercial Vehicle space from Sourcing Credit, Operations and Receivables management collection. He has extensive exposure across a gamut of functional areas including business strategy & development, operations, sales & marketing, legal & compliance, audit & governance. He has worked with esteem organization like Gruh Finance, Bajaj Finance & HDFC Bank Ltd. at key positions like Branch Manager, Regional Manager, Zonal Manager, National Head and CEO establishing operations of NBFC’s from scratch. He is a BSc. graduate and holds Master’s in Business Administration.

Mr. Deepak Billa has more than 13 years of experience with various organizations like Prime M2i Consulting Pvt. Ltd., SRMLT Pvt. Ltd. TARAhaat IMS Ltd and many more. He was lastly associated with SV Creditline Ltd. at Gurgaon as Head – Audit. He has rich and valuable experience in the field of Audit and analysis, research, advisory and consultancy, Franchisee Management, Business Development, Training and Development and much more. He has done MBA with specialization in Livelihood and Natural Resource Management, Ecotourism, EIA from IIFM (Indian Institute of Forest Management).

Mr Digvijay Singh Udawat has more than 18 years’ experience in Telecom, Tourism  and Finance industry.  He is well versed in Human Resources, Administration. Sales  and deal closures.

He was associated with  Royal Resorts and Videocon Telecommunications Limited before joining Pahal. He has worked in Indian geographies in Goa, Maharashtra, Gurgaon and Gujarat and his international experience includes  Thailand, Indonesia and Turkey. He joined Pahal in 2016 and was appointed as state head to start Rajasthan operation where he built a robust portfolio of 118 crores and created a team of 150 employees. He has done his PGDM in General Management from Amrut Mody School of Management and is also a Hotel Management graduate from IHM Goa.

Mr. Dinesh Yadav has more than 20 years of experience with organizations like Saija Finance, Indokem Limited & Nyanza Bottling Co.Ltd. He is having valuable experience in implementation of SAP B1, Microsoft dynamics NAV, Orien ERP, Ebizframe & Omni Enterprise (Core Banking System) & Sage Pastel Evolution. He has managed all aspects of ERP solution design and his technical expertise includes product development, testing and support of online systems. He has completed his Information and Software Management from NIIT Mumbai.

Ms. Nikita Sharma is Company Secretary and Compliance Officer of the Company.

She is a qualified member of Institute of Company Secretaries of India and also holds Master’s degree in Commerce with honors in Accounting and Taxation from International College for Girls. She has done her training from globally recognized manufacture & exporter of Lead metal i.e Gravita India Limited, an equity listed entity. She started her professional journey from Pahal Financial Services Private Limited and has around 04 years of professional experience.  She has a wide experience in fund raising, RBI compliance listing etc.

Ms. Firuzi M Vakil has worked in retail branch banking and have overall banking experience of 19 years. She was associated with HDFC Bank in Retail branch Banking for 17 years and the later with Indusind Bank for 2 years Have an in-depth knowledge of Retail banking Operation, Service Management, Process Management, Client Relationship Management and Team Management Joined Pahal as Head Operation looking after the operations part of JLG, IL & SL.